Our loans that are short be applied for similar reasons as pay day loans but include a lesser degree of danger.
They are all unsecured, therefore you won’t need to provide your property or other valuables to straight back them up, as you could along with other loan kinds. You may not have to look for a guarantor either. Merely choose just how much you need to borrow and find out the length of time you’ll need certainly to repay it utilizing our loan calculator.
You will see an estimate of all of the your expenses before you use. If every thing appears good, we will check always such things as your credit score, earnings and outgoings to ensure you’ll pay for the repayments.
From here, we will concur all your valuable loan expenses upfront, collect repayments automatically then to help you save hassle. You could always always check everything online through our handy consumer portal.
It is completely normal to own concerns in terms of cash. Visit our FAQs or contact our friendly group. They will be very happy to assist.
Do we qualify?
If you’d like money in an urgent situation, never assume your sole option is a payday loan that is high-cost. You can expect a various form of loan that’s much simpler to handle. It is possible to submit an application for certainly one of our alternatives that are short-term:
- You’re over 18 years
- Your home is in the united kingdom and can provide target details
- A job is had by you
- You have a legitimate current email address and cellular phone quantity
- It is possible to offer bank account and debit card details
We will review the job and provide you with a choice centered on your private situation. We do not expect everybody else to possess a fantastic credit history. We just attempt to provide loans which our clients are able to afford.
Just how much may I borrow?
You’ll make an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot. This will be a comparable range to most payday advances.
You can apply for a long-term loan of between ВЈ1,500 and ВЈ4,000 if you need a higher amount. Long-lasting loans are generally useful for tasks such as for instance home improvements or weddings. It is possible to spend these straight straight back over 18 to 48 months.
How can the repayments work?
You will distribute the price of your Dot Dot short-term loan over three, six and nine months dependent on simply how much you borrow. Thus giving you more space to inhale than typical 30-day pay day loans.
We will gather repayments straight from your own nominated bank-account each thirty days for an agreed date via Direct Debit. If you wish to talk about alternate repayment methods, be sure to speak to us.
The possibility of falling behind on your own repayments is gloomier than with pay day loans. Things can nevertheless alter, but us know as early as possible if you don’t think you’ll be able to pay an instalment as planned it’s best to let.
We are going to never ever ask you for a belated repayment charge, but lacking re re re payments can damage your credit rating. We shall help you find a method forward and place together a new plan.
What are the extra charges to be worried about?
When you experience cash concerns the thing that is last want is concealed costs and charges making your circumstances even worse. Some British payday loan companies utilize these to bump up the amount that is total repay – however they’re not us.
We will never ever ask you for any additional costs with this loan that is payday alternative and you will know all your valuable loan expenses from the beginning.
What is the attention price?
Our rate of interest is fixed upfront. Having a set rate of interest means the attention you spend will not alter, whereas adjustable interest levels fall and rise from thirty days to month.
Our loans that are fixed-rate simpler to plan for since the quantity you repay is always the exact same.
Submit an application for our cash advance alternative today
Are you experiencing additional expenses to protect before your following payday? Our easy and quick loans could easily get you away from a spot that is tight placing you under additional force.
See how much yours may cost with this loan calculator. If every thing appears good, select ‘apply now’ to fill your application out. We are going to make contact with you as quickly as possible to go on it after that. Simple.